Comments on: PayDay Loan industry shows how not to collect signatures… http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/ Wed, 18 Aug 2010 02:25:57 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: Payday Loan Advocate http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-317185 Payday Loan Advocate Thu, 06 Nov 2008 10:26:07 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-317185 If you’re a movie lover, you may have heard of the recently released Kevin Smith film called Zack and Miri Make a Porno. The film’s premise is that two lifelong friends and roommates, strapped for cash, debt piling up, decide to make a pornographic film in order to pay their bills off. Now, this kind of thing only happens in Hollywood, or at least that solution only does. The rest of us struggle in very real life with debt and paying bills. Those of us that don’t live on screen wouldn’t resort to that in order to make ends meet, because we have other options. You can always apply for bad credit installment loans to keep your lights on until your next paycheck. Post Courtesy of Personal Money Store Professional Blogging Team Feed Back: 1-866-641-3406 Home: http://personalmoneystore.com/NoFaxPaydayLoans.html Blog: http://personalmoneystore.com/moneyblog/ If you’re a movie lover, you may have heard of the recently released Kevin Smith film called Zack and Miri Make a Porno. The film’s premise is that two lifelong friends and roommates, strapped for cash, debt piling up, decide to make a pornographic film in order to pay their bills off. Now, this kind of thing only happens in Hollywood, or at least that solution only does. The rest of us struggle in very real life with debt and paying bills. Those of us that don’t live on screen wouldn’t resort to that in order to make ends meet, because we have other options. You can always apply for bad credit installment loans to keep your lights on until your next paycheck.
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]]> By: Payday Loan Advocate http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-315725 Payday Loan Advocate Wed, 29 Oct 2008 09:19:14 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-315725 With just less than one week until the election, controversies surrounding both the Democrat and Republican camps continue to emerge. The most recent media storm has focused on the $150,000 that the Republican National Committee spent on new clothes for Vice Presidential Candidate Sarah Palin. Even though the story has generated a mountain of negative publicity and anti-Republican attacks, I refuse to let it sway my opinion. One has to consider that both Palin and Democratic Presidential hopeful Barack Obama have spent thousands on clothing, and it shouldn’t change the direction in which the vote is cast. I mean, we live in a society based on image and possessions; if a candidate didn’t spend money on her wardrobe I can only imagine the criticism she would receive then. If one candidate donned designer outfits and the other dressed in frumpy clothes, Americans would have much less respect for the latter candidate. Plus, look at the amount of attention Sarah Palin is receiving from her wardrobe! It doesn't seem like such a bad political move because in the end, publicity is publicity. When it comes down to it, Americans should base their votes on the qualifications of the candidates, not the clothes they choose to wear. We should vote for the candidate that will protect our personal financial freedoms and the continued rights to no fax payday loans. Post Courtesy of Personal Money Store Professional Blogging Team Feed Back: 1-866-641-3406 Home: http://personalmoneystore.com/NoFaxPaydayLoans.html Blog: http://personalmoneystore.com/moneyblog/ With just less than one week until the election, controversies surrounding both the Democrat and Republican camps continue to emerge. The most recent media storm has focused on the $150,000 that the Republican National Committee spent on new clothes for Vice Presidential Candidate Sarah Palin. Even though the story has generated a mountain of negative publicity and anti-Republican attacks, I refuse to let it sway my opinion. One has to consider that both Palin and Democratic Presidential hopeful Barack Obama have spent thousands on clothing, and it shouldn’t change the direction in which the vote is cast. I mean, we live in a society based on image and possessions; if a candidate didn’t spend money on her wardrobe I can only imagine the criticism she would receive then. If one candidate donned designer outfits and the other dressed in frumpy clothes, Americans would have much less respect for the latter candidate. Plus, look at the amount of attention Sarah Palin is receiving from her wardrobe! It doesn’t seem like such a bad political move because in the end, publicity is publicity. When it comes down to it, Americans should base their votes on the qualifications of the candidates, not the clothes they choose to wear. We should vote for the candidate that will protect our personal financial freedoms and the continued rights to no fax payday loans.
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]]> By: Payday Loan Advocate http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-312408 Payday Loan Advocate Sat, 11 Oct 2008 09:02:07 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-312408 Just recently, David Kernell, the 20 year old son of Representative Mike Kernell (D-TN) was arrested. He was arrested for, according to CNN, resetting the password and gained access to vice presidential candidate Palin's personal e-mail account. Allegedly, he read the contents, took screen shots of her E-mail directory, and got at some of her personal information. That information which has been compromised could include E-mail addresses and pictures of friends and family members, telephone numbers of family members including cell phone numbers, birthdates and more from her address book. After he turned himself in, he pled not guilty. He pled not guilty after he allegedly posted all of this to a public website. On top of all this, he also posted the password with which other people could access the account as well. David may get up to five years in prison, a $250,000 fine, and three years of supervision. Now think about this: $250,000 in $1,500 increments, the maximum amount a person can get with a payday loan comes out to 167 individual payday loans to free this turkey, before he gets made into Thanksgiving dinner by his cellmates. Post Courtesy of Personal Money Store Professional Blogging Team Feed Back: 1-866-641-3406 Home: http://personalmoneystore.com/NoFaxPaydayLoans.html Blog: http://personalmoneystore.com/moneyblog/ Just recently, David Kernell, the 20 year old son of Representative Mike Kernell (D-TN) was arrested. He was arrested for, according to CNN, resetting the password and gained access to vice presidential candidate Palin’s personal e-mail account. Allegedly, he read the contents, took screen shots of her E-mail directory, and got at some of her personal information. That information which has been compromised could include E-mail addresses and pictures of friends and family members, telephone numbers of family members including cell phone numbers, birthdates and more from her address book. After he turned himself in, he pled not guilty. He pled not guilty after he allegedly posted all of this to a public website. On top of all this, he also posted the password with which other people could access the account as well. David may get up to five years in prison, a $250,000 fine, and three years of supervision. Now think about this: $250,000 in $1,500 increments, the maximum amount a person can get with a payday loan comes out to 167 individual payday loans to free this turkey, before he gets made into Thanksgiving dinner by his cellmates.
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]]> By: GraphicsGuy http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-301536 GraphicsGuy Fri, 15 Aug 2008 12:10:40 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-301536 Greg said (and others insinuate)<i>"The payday lobby is spending nearly $100,000 per day to convince folks that they need 391% interest!</i> No, the payday lobby is spending money to show that the public DESERVES the Right to <b>Freedom of Choice</b>, and NOT have the government dictate private business and every nuance of our lives. How many freedoms are you willing to sacrifice before you stand up and say <i>"I've had enough, and I'm not going to take it anymore"</i>? Greg said (and others insinuate)“The payday lobby is spending nearly $100,000 per day to convince folks that they need 391% interest!

No, the payday lobby is spending money to show that the public DESERVES the Right to Freedom of Choice, and NOT have the government dictate private business and every nuance of our lives.

How many freedoms are you willing to sacrifice before you stand up and say “I’ve had enough, and I’m not going to take it anymore”?

]]> By: The A-Hole Lawyer http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-301299 The A-Hole Lawyer Thu, 14 Aug 2008 17:08:27 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-301299 The above analogy was stolen. TAHL The above analogy was stolen.

TAHL

]]> By: The A-Hole Lawyer http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-301298 The A-Hole Lawyer Thu, 14 Aug 2008 17:06:33 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-301298 Greg: Spending on Political issues is SPEECH, a god given, constitutionally recognized and protected RIGHT! Its not about how much one side spends on the issue, its about whether the issue restricts your rights. If you took a cab to the airport and paid $20, for a 10 minute drive, you would be paying $2 a minute, $120 an hour, and at 60 mph the same amount per mile. But, the short trip at $20 (given the alternatives) is reasonable. Would you take a cab to Miami? No the fee would bee in the thousands of dollars. Yet no one is claiming that Cabbies charging $2 a mile are taking advantage of the poor who don't own a car, don't want to pay airport parking fees, or don't want the risk of leaving their car in the lot long term. At $2 a mile in a car that gets 15 miles per gallon, they are charging $30 a gallon! Pay-Day lending is the cab you take the the airport. The 391% interest is the calculated annual interest, if you keep the loan for a year and pay that rate -- you just took a cab to Miami. In the short term, for which it is designed - $15 on $100 is a 15% rate, the ride to the airport. Like many leftists, you demonize a subject by pointing to the dollars spent, yet focus on the misleading numbers and apply them inaccurately. TAHL Greg:

Spending on Political issues is SPEECH, a god given, constitutionally recognized and protected RIGHT! Its not about how much one side spends on the issue, its about whether the issue restricts your rights.

If you took a cab to the airport and paid $20, for a 10 minute drive, you would be paying $2 a minute, $120 an hour, and at 60 mph the same amount per mile. But, the short trip at $20 (given the alternatives) is reasonable. Would you take a cab to Miami? No the fee would bee in the thousands of dollars.

Yet no one is claiming that Cabbies charging $2 a mile are taking advantage of the poor who don’t own a car, don’t want to pay airport parking fees, or don’t want the risk of leaving their car in the lot long term. At $2 a mile in a car that gets 15 miles per gallon, they are charging $30 a gallon!

Pay-Day lending is the cab you take the the airport. The 391% interest is the calculated annual interest, if you keep the loan for a year and pay that rate — you just took a cab to Miami. In the short term, for which it is designed – $15 on $100 is a 15% rate, the ride to the airport.

Like many leftists, you demonize a subject by pointing to the dollars spent, yet focus on the misleading numbers and apply them inaccurately.

TAHL

]]> By: Greg http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-301285 Greg Thu, 14 Aug 2008 15:02:29 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-301285 The payday lobby is spending nearly $100,000 per day to convince folks that they need 391% interest! Between August 7th and August 12th, they spent $382,127 on their 'farmer' ad (very few ran on the 7th). And they've got their new heart wrenching ad with a mother and her two sons out. Expect more $100,000 days ahead! I wonder how much McCain and Obama are spending per day in Ohio during the Olympics? The payday lobby is spending nearly $100,000 per day to convince folks that they need 391% interest! Between August 7th and August 12th, they spent $382,127 on their ‘farmer’ ad (very few ran on the 7th). And they’ve got their new heart wrenching ad with a mother and her two sons out. Expect more $100,000 days ahead! I wonder how much McCain and Obama are spending per day in Ohio during the Olympics?

]]> By: Carole Cohen http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-301110 Carole Cohen Thu, 14 Aug 2008 04:13:12 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-301110 Cleveland reporting in lol. I think it's a shame this petition drive wasn't handled intelligently and yes now it makes them look even worse. But I agree with the figures Lisa used as an example. It's not a black and white issue for me. I truly feel that they should be treated the same way banks are treated. It's okay for certain banks to charge an over draft fee every four days which would put Lisa's figures even higher. And make Pay Day seem even more affordable. The real issue is the same one I see in my business (real estate). People somehow need to figure out how to manage their money. And of course there are people making so little there isn't enough money to manage. As usual the issue is jobs...higher paying ones. I don't feel Pay Day Loans should be singled out. There is enough money-making off the backs of the poor to go around. This is just a feel good issue for legislators. And no, when approached, I did not sign the petition. Cleveland reporting in lol. I think it’s a shame this petition drive wasn’t handled intelligently and yes now it makes them look even worse. But I agree with the figures Lisa used as an example. It’s not a black and white issue for me. I truly feel that they should be treated the same way banks are treated. It’s okay for certain banks to charge an over draft fee every four days which would put Lisa’s figures even higher. And make Pay Day seem even more affordable.

The real issue is the same one I see in my business (real estate). People somehow need to figure out how to manage their money. And of course there are people making so little there isn’t enough money to manage. As usual the issue is jobs…higher paying ones.

I don’t feel Pay Day Loans should be singled out. There is enough money-making off the backs of the poor to go around. This is just a feel good issue for legislators. And no, when approached, I did not sign the petition.

]]> By: LisaRenee http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-301103 LisaRenee Thu, 14 Aug 2008 02:35:31 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-301103 It's funny that there also seems to be a coordinated effort to go around to blogs and post the same material, including that link. We've had more out of Toledo visitors for this discussion than any other topic I've blogged about. Most of which came from Columbus, it's been interesting to watch the marketing aspect of this happen. :-) It’s funny that there also seems to be a coordinated effort to go around to blogs and post the same material, including that link.

We’ve had more out of Toledo visitors for this discussion than any other topic I’ve blogged about. Most of which came from Columbus, it’s been interesting to watch the marketing aspect of this happen.

]]> By: kimba http://glasscityjungle.com/wordpress/2008/08/payday-loan-industry-shows-how-not-to-collect-signatures/#comment-301101 kimba Thu, 14 Aug 2008 02:28:01 +0000 http://glasscityjungle.com/wordpress/?p=3490#comment-301101 Thanks to the person above who mentioned the Ohio Public Radio report. Here is the link and it's pretty funny: http://www.wcpn.org/index.php/WCPN/news/13623/ Thanks to the person above who mentioned the Ohio Public Radio report. Here is the link and it’s pretty funny:

http://www.wcpn.org/index.php/WCPN/news/13623/

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